Mini Financial Plan
The Mini Financial Plan* service is best for getting quick answers to your most pressing questions and can help you get on track to a more secure financial future.
The service involves a one-time mini-financial planning session to share practical tips on a single topic available under this service. This will typically include a 60-minute meeting, and a bullet point summary of recommendations that will be emailed to the Client.
Pricing: Fixed fee $750 per topic for an individual and $1,000 for a couple. Paid in arrears, with $500 due at signing of agreement and the remainder paid upon completion of the service.
Topics
* It is important to note that reviewing your finances in isolation, such as looking at your investments separate from your retirement savings or your debt separate from your income or looking at your finances separte from your spouse's finances, can be counterproductive. A holistic and comprehensive approach to financial management is essential to gain a clear understanding of your overall financial picture. By considering all aspects of your financial situation, you can make informed decisions that align with your long-term goals.
The service involves a one-time mini-financial planning session to share practical tips on a single topic available under this service. This will typically include a 60-minute meeting, and a bullet point summary of recommendations that will be emailed to the Client.
Pricing: Fixed fee $750 per topic for an individual and $1,000 for a couple. Paid in arrears, with $500 due at signing of agreement and the remainder paid upon completion of the service.
Topics
- Debt - Conquer Your Debt
- Cashflow - Budget Analysis: Your Financial Compass
- Investment
- Visualize all Your Investments in One Place
- Learn if your investment strategy is helping or hurting your returns.
- Saving for College
- Estate Analysis: Focus on Peace of Mind
- Retirement Specific Questions
- Insurance - Quick Answers
- Tax Return Review: A Quick Look Back
* It is important to note that reviewing your finances in isolation, such as looking at your investments separate from your retirement savings or your debt separate from your income or looking at your finances separte from your spouse's finances, can be counterproductive. A holistic and comprehensive approach to financial management is essential to gain a clear understanding of your overall financial picture. By considering all aspects of your financial situation, you can make informed decisions that align with your long-term goals.
Want to Conquer Your Debt? Start by seeing it!
Visualizing your debt in one place is the first step to taking control of your finances. By seeing the big picture, you can create a plan to tackle it head-on.
Let's get organized and get debt-free!
Intended for debts that do not require complex calculations.
Let's get organized and get debt-free!
- See the value of eliminating debt using specific debt reduction strategies.
- Before implementing these strategies you can view all the necessary information regarding account balances, minimum payments, and annual percentage rate (APR). This allows you to view all debts in one location and determine the best approach for your needs.
- Choose from different repayment strategies.
- See a comparison of a curated proposed payment strategy and your current debt payment strategy.
- See, based on the changes made on the strategy, the proposed monthly payment amount for each loan, compared to the current.
- See the impact of various debt payment strategies.
- See a breakdown of each loan, providing you crucial details on the current loans.
- See the amortization schedules for each loan in the Proposed Payment Strategy on an annual or monthly basis.
- See the impact of shifting available cash flow to make additional monthly payments.
- See the impact of a refinance for a particular loan.
Intended for debts that do not require complex calculations.
Budget Analysis: Your Financial Compass
Take control of your finances with Budget Analysis! This handy tool helps you:
• Set Smart Budgets: Easily create a monthly budget tailored to your needs. Use your past spending habits as a guide or start fresh.
• Track Your Spending: Monitor your progress toward your budget goals. See where you're overspending or underspending at a glance.
• Analyze Your Finances: Dive into your past spending habits to identify trends and make informed decisions.
• Visualize Your Money: Understand your spending patterns.
• Manage Your Transactions: Track of every expense and income with ease.
Start your journey to financial wellness today with Budget Analysis!
• Set Smart Budgets: Easily create a monthly budget tailored to your needs. Use your past spending habits as a guide or start fresh.
• Track Your Spending: Monitor your progress toward your budget goals. See where you're overspending or underspending at a glance.
• Analyze Your Finances: Dive into your past spending habits to identify trends and make informed decisions.
• Visualize Your Money: Understand your spending patterns.
• Manage Your Transactions: Track of every expense and income with ease.
Start your journey to financial wellness today with Budget Analysis!
See Your Money Grow: The Power of Visualizing Your Investments
Ever felt overwhelmed by your financial landscape? 🤯 Visualizing your investments in one place can be a game-changer!
Why it matters:
Let's simplify your financial journey together.
Why it matters:
- Clarity: Understand your financial picture at a glance.
- Control: Take charge of your money and make informed decisions.
- Peace of Mind: Reduce stress and feel more confident about your future.
Let's simplify your financial journey together.
- Asset Allocation
- See your big-picture investment allocation, blending together all of a household's invested assets into a single, overall investment portfolio.
- View allocations for individual accounts or specific groups of accounts.
- Compare a household's current allocation to a chosen target allocation.
- Choose from selected model portfolios.
- Risk
- Better visualize and understand your tolerance for risk.
- Sector & Style
- See a breakdown of your investments, identified by public ticker symbol, compared to a broad market index, empowering you to efficiently diversify a portfolio based on a broad market index.
- Concentration
- See if you have concentrated positions within your investment portfolio.
- Taxation
- See how your invested assets are categorized by taxation (taxable, tax-deferred, and tax-free).
- Holdings
- See a consolidated view of the holdings within your household's investment accounts. Holdings can be filtered by owner, tax category, or individual account. Also, the holdings list can be sorted by criteria like quantity, price, value, and gain/loss.
Don't let college costs catch you off guard!
🎓💰 Start planning early to secure your child's future.
• See options for funding your education goals.
• Specify or adjust costs, savings, and the approach that will be taken to fund the education expenses.
• See how adjustments the annual cost, scholarship / other funding, and student borrowing values may impact of different types of college or different funding options.
• See options for funding your education goals.
• Specify or adjust costs, savings, and the approach that will be taken to fund the education expenses.
• See how adjustments the annual cost, scholarship / other funding, and student borrowing values may impact of different types of college or different funding options.
Estate Analysis: Focus on Peace of Mind
Looking to simplify your estate planning? Our Estate Analysis tool can help you visualize your financial future, ensuring your assets flow smoothly to your loved ones. It's like having a crystal ball for your finances!
With our Estate Analysis tool, you can:
It's a powerful tool to help you secure your family's financial future.
With our Estate Analysis tool, you can:
- Easily track your estate planning goals
- Visualize how your assets will be distributed
- Explore different trust options to protect your wealth
It's a powerful tool to help you secure your family's financial future.
Retirement Specific Questions
Are you feeling overwhelmed by your retirement planning? Do you have questions about Social Security, pensions, or investment strategies?
Our retirement miniplanning session is designed to help you navigate specific questions you have around these complexities and make informed decisions about your financial future.
In a quick, personalized session, you can:
Don't let retirement planning stress you out. Let's work together to build a secure financial future.
Schedule your session today!
Our retirement miniplanning session is designed to help you navigate specific questions you have around these complexities and make informed decisions about your financial future.
In a quick, personalized session, you can:
- Get answers to your most pressing questions
- Learn strategies to maximize your retirement income
- Gain peace of mind knowing your finances are on track
Don't let retirement planning stress you out. Let's work together to build a secure financial future.
Schedule your session today!
Need Quick Answers to Your Insurance Questions?
Are you feeling overwhelmed by insurance decisions? Our personalized insurance mini-planning sessions are designed to help you navigate specific questions to complex financial landscapes with ease.
In just a short session, you can:
Don't let uncertainty hold you back. Book a session today and take the first step towards a more secure financial future.
In just a short session, you can:
- Get clear, concise answers to your most pressing insurance questions
- Understand your current coverage and identify any gaps
- Explore strategies to protect your assets and loved ones
- Gain peace of mind knowing you have a comprehensive insurance plan
Don't let uncertainty hold you back. Book a session today and take the first step towards a more secure financial future.
Tax Return Review: A Quick Look Back
Ever thought about reviewing your past tax returns? It's not just about avoiding audits. This an informative exercise if you are still working or if you are already retired. Also, it can help better inform your tax planning for the current year.
Why it matters:
What to look for:
Don't let tax season stress you out. A little proactive planning can go a long way.
Why it matters:
- Identify Planning Opportunities: Spot potential tax savings for the future.
- Understand Your Financial Health: Gain insights into your income and expenses.
- Prepare for Retirement: Ensure you're maximizing retirement savings and minimizing taxes.
What to look for:
- Filing Status: Is it the most advantageous?
- Deductions and Credits: Are you claiming everything you're eligible for?
- Investment Income: How are you handling capital gains and losses?
- Retirement Accounts: Are you taking required distributions and maximizing contributions?
- Medical Expenses: Could they provide a significant deduction?
Don't let tax season stress you out. A little proactive planning can go a long way.
Is your investment strategy is truly paying off?
One of the best ways to keep tabs on whether you’re helping or hurting returns with your investment picks is to compare it to a custom benchmark that mirrors your portfolio’s asset allocation.
Our custom benchmarking, tailored to your exact portfolio, offers a clear, unbiased view of your performance. By comparing your portfolio to a similar, low-cost benchmark, you can:
• Uncover hidden costs: Identify unnecessary fees and expenses that could be eating into your returns.
• Assess your stock-picking skills: Determine if your active management strategy is truly outperforming passive investing.
• Simplify your portfolio: Discover opportunities to streamline your investments and reduce complexity.
Don't let uncertainty cloud your investment future. Empower yourself with the knowledge to make informed decisions.
Our custom benchmarking, tailored to your exact portfolio, offers a clear, unbiased view of your performance. By comparing your portfolio to a similar, low-cost benchmark, you can:
• Uncover hidden costs: Identify unnecessary fees and expenses that could be eating into your returns.
• Assess your stock-picking skills: Determine if your active management strategy is truly outperforming passive investing.
• Simplify your portfolio: Discover opportunities to streamline your investments and reduce complexity.
Don't let uncertainty cloud your investment future. Empower yourself with the knowledge to make informed decisions.