Additional Financial Planning Guidance for Clients Includes
Develop a Plan to Pay Down Debt
Student Loans & Education Savings
The Moratorium on Student Loan Payments May Reduce Your Loan
Retirement Plan Options for the Self-Employed
How to Rollover Old Retirement Accounts
Comparing Health Insurance Plans
Special Tax Write-Offs When You Sell Your Home
Target Date Funds vs Picking Your Own Retirement Funds
Rental Real Estate
Understanding the Deductibility of Rental Real Estate Loss
Are We the Right Fit for Each Other?
We serve the types of small businesses described below and hold the following beliefs about financial planning and investing. Do you share these views?
Type of Small Business We Serve
Self-employed women solo practitioner or you may have a few employees
In the business of providing a service (i.e. writer, researcher, project manager, pollster, consultant, etc.)
Aim to create a more just and equitable society.
Client Motivation and Commitment
Want to improve personal and business financial circumstances.
Want to prepare now to better position for future financial opportunities
Want to learn and ready to take action.
Passive Investment Style
No one can consistently beat the market.
Staying the course during down markets is better in the long-term than selling if you have time to wait for a potential market rebound .
Prefer low-cost diverse allocation of exchange traded funds (ETFs) and/or mutual funds than riskier securities.
Nature of Planning Relationship
Building a relationship over time and addressing overall personal and business financial circumstances yields more impactful financial results than piecemeal transactions.
Comfort with technology as financial planning services are provided virtually.
Email support, quarterly virtual check-in meetings, monthly content on financial topics.
Fee-only, fiduciary advisor who does not sell insurance nor make commissions.
5 Step Financial Planning Work Flow
Annual fees for financial planning range from $1,560 - $6,240, which are paid in monthly payments that range from $130 - $520 per month.
Hi, I’m Dawn,
I’ve been my own boss for 10 years, working on causes I care about and thriving financially. I help my peers (fellow women small business owners) to understand how to maximize the connection between business and personal finances to have more money for what they need and want.
At times I’ve had a bird’s eye view working with fellow consultants and national nonprofits fighting for social justice causes (i.e. voting rights and immigration reform). At other times I’ve been in the trenches, and hands-on with community service providers helping the underserved break from the cycle of systematic inequality (i.e. first-time homeownership and financial literacy).
Of the causes I worked on, financial literacy tugged at my heart the most. Having experienced the devastating impacts of financial illiteracy myself, I became a financial instructor and taught in low-income communities. This work was my gateway to financial planning. My eight siblings and I grew up in public housing where money talk was limited because the buck rarely stretched far enough. So understanding next-level financial strategy is like a superpower to me.
Despite my meager upbringing, I made the personal choice to plan the best use of my income so that I could progress financially while doing work I enjoy. Being intentional and disciplined with money to live a debt-free life has been rewarding -- having flexibility and freedom. Freedom from stressing about paying loads of debt. Flexibility to explore investment opportunities, give back and to choose work projects I will enjoy. This is my idea of success. What's yours?
Simply put, I help women small business owners purposefully manage their money to have what they want in life. I invite you to work with me. Click here to schedule a free meeting.
My credentials include: